Changes to the Regulatory Environment: Dodd-Frank Rollbacks

On May 22nd, 2018, Congress approved the first major Dodd-Frank rollback to relax federal oversight for banks with less than $250 billion in assets. This revision brings the number of banks categorized as systemically important (SIFI) and subject to stricter federal oversight from 38 to be 10 or less. This change frees many mid-sized banks […]

FDIC Insurance Premiums and Basel III

The Federal Deposit Insurance Corp introduced a series of proposals this week aiming to align new Basel capital standards for banks and FDIC insurance assessments. The proposals would revise the way the FDIC calculates payments required for the agency fund designed to protect depositors against bank failures. The FDIC takes into account institutions’ capital levels […]